Mortgage Calculator

See what you can afford. Adjust the numbers to fit your budget and get an estimate of your monthly payments.

20% ($100,000)
3%20%50%
7.0%
3%6.5%10%

Taxes vary by municipality. Contact me for accurate tax info.

Monthly Breakdown

Principal & Interest$2,661
Property Tax$833
Insurance (est.)$200
Total Monthly$3,694

Loan Amount: $400,000

Est. Closing Costs: $15,000 - $25,000

Good to Know

First-Time Buyer? FHA loans allow 3-5% down payment with more flexible credit requirements.

Closing Costs: Budget 3-5% of purchase price for closing costs (appraisal, title, attorney, etc.).

Get Pre-Approved: Know your exact budget before house hunting. I can connect you with trusted lenders.

This is an estimate only. Actual payments may vary based on your credit score, lender terms, and other factors.

Moshe Kohen

Moshe Kohen

Licensed Realtor • Orlansky Team

Ready to take the next step? I can connect you with trusted lenders for pre-approval and help you find the perfect home within your budget.